Terms of Service

Effective Date: 05/01/2023

These Terms of Service (“Terms”) govern your access to and use of the website [insert website URL] and any related services provided by First Capital Horizon Group (“we”, “us”, “our”). By accessing or using our website, you agree to comply with these Terms. If you do not agree with these Terms, please do not access or use our website.

1. Use of Our Website

1.1 Access: You must be at least 18 years old to access and use our website. By accessing or using our website, you warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

1.2 Account: If you create an account on our website, you are responsible for maintaining the security of your account and for all activities that occur under the account. You must immediately notify us of any unauthorized use of your account or any other breach of security.

1.3 Prohibited Activities: You agree not to engage in any of the following prohibited activities:

• Use our website in any way that may interfere with the normal functioning of our website.
• Use our website to transmit any unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation.
• Use our website to engage in any unlawful or fraudulent activity.
• Attempt to gain unauthorized access to any portion or feature of our website.

2. Intellectual Property

2.1 Ownership: All content on our website, including text, graphics, logos, images, and software, is the property of First Capital Horizon Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.

2.2 License: Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use our website for your personal and non-commercial use.

2.3 Restrictions: You may not modify, reproduce, distribute, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the content on our website, except as expressly permitted by these Terms or with our prior written consent.

3. Disclaimer of Warranties

3.1 Use at Your Own Risk: Your use of our website is at your sole risk. Our website is provided on an “as is” and “as available” basis. We disclaim all warranties of any kind, whether express, implied, or statutory, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

3.2 No Warranty of Accuracy: We do not warrant that the content on our website is accurate, complete, reliable, current, or error-free.

4. Limitation of Liability

4.1 Exclusion of Damages: In no event shall First Capital Horizon Group, its affiliates, officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of our website, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been informed of the possibility of such damage.

5. Indemnification

You agree to indemnify and hold harmless First Capital Horizon Group, its affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising from or relating to your use or misuse of our website, any violation of these Terms, or any breach of the representations, warranties, and covenants made by you herein.

6. Modifications to Terms

We reserve the right to modify these Terms at any time. All changes are effective immediately when we post them. Your continued use of our website following the posting of revised Terms means that you accept and agree to the changes.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. You agree that any dispute arising from or relating to these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Contact Us

If you have any questions about these Terms, please contact us at:

First Capital Horizon Group
60 Ludgate Hill, London EC4M 7AW, United Kingdom
Email: info@firstcapitalhorizon.com